Age: 21 to 65 years
Income: Salaried or self-employed individuals with stable earnings
Credit Score: Preferably 700+
Property Ownership: Clear title and in good condition
Repayment Capacity: Verified through income and obligations
+91 92278 25102
Starting from 15% p.a to 18 % p.a
Up to 50%–70% of property value
Up to 1–7 years
Transparent and competitive
Applicable as per NBFC policy
Get an approximate figure for the total monthly instalment payments along with a complete break-up of the home loan.
Monthly EMI
*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.
Our official website or mobile app
Visiting your nearest Jain Fins Cap branch
Assistance via authorized loan agent or relationship manager Provide basic personal, employment/business, and property details.
PAN CardAadhaar / Passport / Voter IDSalaried: Salary slips (last 3–6 months), bank statements, Form 16Self-employed: ITRs (last 2–3 years), balance sheets, P&L statementsRegistered Title DeedApproved Building PlanNo Encumbrance CertificateLatest Property Tax Receipt
Conduct a physical inspection of the propertyVerify ownership and legal clearanceAssess market value to finalize the LTVOnce all verifications are complete
Receive a sanction letter with loan amount, tenure, EMI schedule, and interest rateProceed to agreement stage
Post-dated cheques or
ECS/NACH mandate for EMI payments
Loan amount is disbursed directly to your account, typically within 3–10 working days post-approval
Loan secured against residential/commercial property
Longer tenure and lower interest than unsecured loans
Failure to repay may result in property seizure
Ideal for business expansion, education, or medical needs
