Be a registered MSME (Udyam Registration preferred)
Operate in manufacturing, trading, or service sector
Be in business for at least 1 year (startups may be considered case-to-case)
Have a clean credit history and stable cash flow
Age between 21 to 65 years
+91 92278 25102
For managing daily operational expenses
For expansion, equipment, or asset purchase
Based on credit profile and cash flow
Against property, machinery, or other assets
Tailored to your business needs
Get an approximate figure for the total monthly instalment payments along with a complete break-up of the home loan.
Monthly EMI
*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.
Submit Loan Request via our website, mobile app, or branch
Fill the MSME Loan Application Form
Upload or submit required documents
Verification & Risk Assessment
Loan Sanction & Agreement Signing
Disbursement within 5–10 working days post-approval
Loan Amount: ₹50,000 to ₹5 crore
12 months to 10 years
15% to 24% p.a. (depending on risk profile)
1% to 3% of the loan amount
Optional (depending on scheme and loan type)
Register on the Udyam Portal for formal MSME recognition
Maintain clean bank statements and file timely ITRs
Prepare basic business projections and vintage proof
Ensure credit score and compliance are in order