Personal Loan

Eligibility

Eligibility Criteria

To qualify for an MSME Loan, the applicant must

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    Age: 21 to 60 years

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    Monthly Income: Minimum ₹15,000–₹30,000 (based on profile)

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    Employment Type: Salaried (private/public sector) or self-employed

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    Credit Score: 700+ preferred

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    Work Experience: Minimum 1–2 years (with at least 6 months in current job)

  • Service Category
    • Loan Against Property (LAP)
    • MSME Loans
    • Personal Loans
    • Microfinance Loans

    Advisory Specialists Premier Loan

    Phone Icon+91 92278 25102

    Choose The Loan Terms

    Compare And Select Based On

    • Interest Rate

      Starts from 18% to 24% p.a.

    • Loan Tenure

      12 to 60 months

    • Processing Fee

      1%-3% of the loan amount

    • Prepayment / Foreclosure Charges

      As per policy

    Calculator

    Get an approximate figure for the total monthly instalment payments along with a complete break-up of the home loan.

    Monthly EMI

    Loan Amount

    ₹ 100000₹ 50000000

    Loan Months

    12 Months120 Months

    Interest Rate

    8.1 %12 %
    How Much You Need
    Monthly EMI₹ 8,703

    Total Interest₹ 4,442

    Total Amount Payable₹ 1,04,442

    *These calculators are provided only as general self-help Planning Tools. Results depend on other factors.

    Apply Loan

    Apply Online or Offline

    You can apply through

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      Our official website or mobile app

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      Visiting your nearest Jain Fins Cap branch

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      Speaking with a certified loan representative

    Submit Required Documents

    Upload or provide

    Submit Documents
    01
    KYC Documents
    • Check IconPAN Card
    • Check IconAadhaar / Passport / Voter ID / Driving License
    02
    Income Proof
    • Check IconSalaried: Last 3–6 months’ salary slips, bank statements, Form 16
    • Check IconSelf-employed: Last 2–3 years’ ITRs, bank statements, business registration/license
    03
    Employment Proof
    • Check IconAppointment Letter
    • Check IconEmployee ID
    • Check IconHR Verification

    Verification Process

    Our Team Will

    • Check iconConduct A Credit Check
    • Check iconVerify Your Documents And Income
    • Check iconMay Conduct A Telephonic Or Physical Verification At Home/Office

    Loan Approval & Disbursement

    Post-Verification

    • Check iconReceive A Sanction Letter With Approved Terms (Loan Amount, Rate, EMI, Tenure)
    • Check iconUpon Agreement And Signing, Funds Are Disbursed Within 24–72 Hours
    key-highlights

    Key Highlights

    • blue bullet point icon

      No collateral required (Unsecured Loan)

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      Quick approval with minimum documentation

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      Loan range: ₹25,000 to ₹40 lakhs

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      Faster processing for high-credit borrowers